Interest Free Finance at Robinsons
Now you can spread the cost of selected purchases across 6, 9, 10 or 12 months at no extra cost!
Here's an example of what you would pay for a £1,200 handbag on 12 months Interest Free Credit:
REPRESENTATIVE EXAMPLE Representative 0% APR
Interest Rate (Fixed) 0% p.a
Purchase Price: £1,200
Total Amount Payable: £1,200
Deposit (Min 10%): £120
Loan Amount: £1,080
Duration of agreement: 12 months
12 Monthly Payments of: £90
Summary: £120 deposit, 12 monthly payments of £90 = take your dream bag home today!
Interest Free Finance Information
- Applications for Interest Free Finance can be made in-store Monday - Friday 9:30am - 5:00pm (not available at weekends)
- Application and purchase must be made in store by the person applying for the credit.
- Applicants must be 18 or over and permanent residents of the United Kingdom.
- Approval is subject to credit checks and usually takes no more that 30 minutes unless an application is referred which can then take up to 24 hours.
- Minimum Purchase Price = £800, Maximum = £5,000.
- Available on selected items only at managements discretion, exclusions apply.
- Deposit must be no less than 10% & no more than 50% of Purchase Price.
- Deposit MUST BE paid using a debit card for the same bank account from which the Direct Debit will be paid.
- Repayments can be spread over 6, 9, 10 or 12 months.
- Valid I.D (Passport / Drivers License) and a utility bill or bank statement showing the applicants current address no older than 3 months must be shown and have copies taken as part of the application process.
- Approval of applications are not controlled by Robinsons or it’s staff, nor can we adjust repayment schedule.
- Credit is provided by Omni Capital Retail Finance who are regulated by Financial Conduct Authority (FCA).
- J R Retail Bawtry Ltd (Robinsons) act as an authorised salesperson on behalf of Omni Capital Retail Finance and are not regulated by the FCA.